Bankruptcy Attorney in Lexington, Kentucky
Bankruptcy is a powerful legal tool that can help you achieve total freedom from debt. But like any legal proceeding, it should not be entered into lightly. At Laura Kincheloe, PLLC, I help my clients understand all aspects of the bankruptcy process, so they make an informed decision about their financial future.
Contact my law office today at 866-716-7956 to speak with a knowledgeable consumer bankruptcy lawyer.
What Are the Advantages of Bankruptcy?
At Laura Kincheloe, PLLC, I help people through bankruptcy proceedings. There are many ways in which bankruptcy can help you solve your financial problems. First of all, from the moment you file, it automatically stops your creditors from taking any action against you, such as:
- Foreclosure
- Garnishment
- Repossession
- Creditor harassment
I help my clients with two different chapters of bankruptcy, and each comes with its own advantages:
- Chapter 7 bankruptcy: Discharges (or liquidates) all of your unsecured, dischargeable debt.
- Chapter 13 bankruptcy: Restructures your debt into a manageable payment plan so you can save your house or car. (In most cases, Chapter 13 reduces debt as well.)
I have over 15 years of legal experience and a long track record of success winning total debt relief for my clients. Bankruptcy is not for everyone, but I can help you determine if it is right for you.
Are There Any Disadvantages to Filing for Bankruptcy?
As a knowledgeable bankruptcy lawyer, I am able to inform my clients of all the possible ramifications of filing for bankruptcy. If you file for bankruptcy, it will appear on your credit report, which may, for a period of time, make it difficult to get loans with a favorable interest rates. But the reality is, most people who file for bankruptcy already have poor credit, and are not able to get any loans at all before filing. Bankruptcy is an effective way to put your debt problems behind you, avoid lawsuits, protect your assets and property, and start rebuilding your credit.
Take the First Step to Debt Relief
There are many things to consider before filing for bankruptcy. I am equipped to answer your questions and help you explore your legal options. Contact my law office toll free at 866-716-7956 or locally at 859-317-2109 to speak with an experienced bankruptcy attorney. I offer all clients free initial consultations and keep regular office hours, but am available on select evenings and weekends by appointment.
*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
