Garnishment Prevention Attorney in Lexington, Kentucky
Garnishment is one of the most destructive weapons in a debt collector's arsenal. If you have been struggling with debt, having money taken out of your paycheck, or having your entire bank account wiped clean, can be a devastating turn of events. At Laura Kincheloe, PLLC, I can help you stop the garnishment immediately by filing for bankruptcy. I have a long track record of success helping people like you get out of debt, and start rebuilding their credit.
Contact my law office today at 866-716-7956 to speak with a knowledgeable Kentucky bankruptcy lawyer.
How Can You Stop Garnishment?
At Laura Kincheloe, PLLC, I help people stop wage and bank account garnishment by helping them realize the protections of Chapter 7 and Chapter 13 bankruptcy. If you are in debt, your creditor can obtain a judgment against you that allows them to take money out of your paycheck. Filing for bankruptcy puts an automatic stay on wage garnishment and other creditor actions such as repossession, harassment and foreclosure.
Another type of garnishment is non-wage garnishment, also known as bank account freezing, or a bank account levy. In a non-wage garnishment, debt collectors will send out notices of garnishment to your bank, or to many banks in your local region if they don't know where you bank. The day your bank receives this notice, it must immediately freeze all of the assets you hold at that bank and turn them over to the creditor. They can take every penny of your checking or savings account, up to the total amount of debt owed.
I used to work as a creditor's attorney and understand the process of wage and non-wage garnishment. As a dedicated bankruptcy attorney, I understand how garnishment can make an already difficult financial situation much worse. I will do everything in my power to help you keep the money you have, and get out of debt.
Take the First Step to Debt Relief
If you are facing wage garnishment or have been "garnisheed," I can help you seek the protections of the federal Bankruptcy Code. Contact my law office toll free at 866-716-7956 or locally at 859-317-2109 to speak with an experienced bankruptcy attorney. I offer all clients free initial consultations and keep regular office hours, but am available on select evenings and weekends by appointment.
*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
